Most of this is free elsewhere.
PPension TrailUK pension tracing

Your case

Trace your pensions

A guided five-stage case. Build your employer list, trace each scheme, send the letters, and chase at 25 working days. Everything below is saved only on this device.

  1. 1Stage 1
    Employer listFrom your NI record
  2. 2Stage 2
    State Pension forecastgov.uk link
  3. 3Stage 3
    Trace each schemeTracing Service
  4. 4Stage 4
    Send the lettersPer employer
  5. 5Stage 5
    Chase at 25 daysComputed per letter

Stage 1

Your employer list

Before you list employers from memory, request your National Insurance record from HMRC. It lists every employer who ever paid NI for you, including ones you have forgotten. We can write that request letter for you.

Generate the HMRC letter

No employers added yet.

Add every employer you can remember, then request your NI record to catch the ones you have forgotten.

Stage 2

State Pension forecast

Your State Pension is separate from workplace pensions. Get a forecast to see what you are on track for and whether you have missing NI years that affect it.

Check State Pension

Stage 3

Trace each scheme

The government's Pension Tracing Service is free. It will give you a scheme's current contact details. It will not confirm a pension exists, tell you its value, or contact the scheme for you. That is the gap this tool fills — once you have the address, we write the letter.

Search online — gov.uk
0800 731 0175 · Mon–Fri, 10am–3pm

When you call, have your National Insurance number to hand. Note any reference they give you in the employer's details above.