Most of this is free elsewhere.
Pension TrailUK pension tracing

Pricing

Free to use. Pay only for convenience.

The tracing tool is free, and it stays free forever. The paid Letter Pack exists for people who would rather have the whole case formatted and delivered than assemble it themselves.

Most of this is free elsewhere. Here is exactly where.

Free

£0forever

The full tracing tool. Your case is held privately in your browser.

  • The full five-stage guided case
  • The HMRC National Insurance record request letter
  • Every scheme letter, on screen, with copy-to-clipboard and browser print
  • Case dashboard with chase dates at 25 working days
  • Every guide and content page
  • Your case is saved in your browser. Nothing sold onward.
Start a case

Letter Pack

£19one-off

The whole case as one document pack, built and emailed to you.

  • Everything in the free tier
  • The whole case as one typeset document pack — PDF and DOCX
  • Every scheme letter pre-filled and print-ready
  • The HMRC letter included
  • A cover sheet listing which letter goes to which scheme
  • A chase-date schedule
  • A .ics calendar file with a reminder per letter at 25 working days

Offered at stage four, when your letters are ready. No account required.

Start a case

No pension provider, consolidator or introducer pays for placement here. Nothing on this site is sold onward. The Letter Pack is precisely what makes that possible — it funds the service so it never needs to sell your attention or your data.

Pension Trail is an information and document service, not financial advice. It does not recommend transferring, consolidating or releasing any pension. For guidance suited to you, speak to MoneyHelper — free and impartial — or a regulated financial adviser.